The credit card fraud in the online or offline world is an alarming rate. Why cause people don’t pay deep attention while using debit or credit cards at petrol pumps, shops, Atm, or in online space. Sometimes the data of customers leaks from the reputed banks, or sometimes we are in a scam trap ourselves. This post may be working as a security guard to avoid credit card scams.
The significant steps to avoid credit card scams
Keep credit card safe – The keeping place of your credit card should secure. For instance, the smart wallet has a more deeply pocket with zipping to keep cards. Moreover, It should near to body touch where thieves can’t snatch quickly.
Old Atm – The central station of scammers is Unguarded ATMs & old damage condition ATMs. During the atm swipe, an electric device steals all data from the magnetic stripe of a card.
After connecting to a laptop, it able to illustrate your passwords or personal information. Never use the old type of without security Atm where scammers stand for scrimmage if anyone withdraws funds, so avoid credit card scams by selecting smart Atm, which has no feature to add fake devices to caught data.
Note: Always cover by hand the keypad of Atm while entering a password. Sometimes more than two people stand behind you, and they can directly see what you are typing.
Taking help from others regarding withdraw money by Atm may be dangerous
Avert from shopping from unsecured website or emails – The purchasing items from without a secured connection may be harmful cause you submit all your details ( Credit card number, password, etc..) Only an official website uses a secure connection or pedlock as a security reason.
Sometimes we find lucrative offers by emails and amaze to see combo or sales offer. But if the rewarded platform is providing is right; otherwise, you should avoid it. Fake advertiser intends to hack customer’s private financial details by stunning offers via ads or email marketing.
Set Bank alerts via SMS – All banks required to the customer to provide their mandatory mobile number to get an updated statement of account or cards. During any missing card case, we can easily block the card by the only SMS or calling by the same number that is listed on the bank.
Skip the fake calls – I have noticed so many counterfeit calls regarding my credit card. Some cheaters pretend to become bank employees. They try to get credit card numbers or CVC code, one-time-password, as well as Pin. Fake calls scam more normal peers. To avoid credit card scams, you need to skip the fraudulent calls.
Burn old Credit card related documents – Sometimes our credit card statement that gets physically & after checking we ignore. Our family members sell the household’s unwanted material to the ragpicker, in that case, our personal information leaks. After checking, try to burn unwanted documents.
Carry only a few cards – We can misuse while multiple cards or can not keep very carefully. So while traveling, keep 2-3 cards ( forex if you plan to another nation), or normal domestic life should keep one credit card in the wallet. If you go far from your residence to attend any event, then try to contain two cards. Without any purpose, we should never keep all the cards together.
Don’t share Credit card password -In many cases, we give credit cards to use our friends as well as tell passwords during online purchasing. Once they purchase, our credit card information many time automatically save. Again shopping, we see debited Sms on our mobile. Please don’t share passwords with another person…
Never write passwords on credit card cover – The Credit card has a cover. Some weak memory people use to write their card security Pin. Many times our credit card lost as well as password reach to a scammer. They can withdraw money without any hassle.
Report stolen card immediately – The sooner your credit card missing report sooner, an issuer will disable your credit card. Cause some people have hight limited credit cards during any fraud deceiver can easily withdraw more money. So always keep the number of customer support in mobile to get contacts within a minute.
The final word is we don’t know how bank leaks private data of a customer. All the ways we mentioned are related to ourselves. We should use a credit card with precision or need to be smarter with a mind.